The whole financing flow moves into your pocket. Pick an amount, confirm the details already on file and send the request in under two minutes. Machinery, land and fleet financing, from the same app.
Asset-backed lending and alternative financing for agricultural producers, heavy-equipment operators and SMEs across Europe, funded by a community of investors who back tangible, working assets instead of speculation.
We were founded to close the financing gap left by traditional banks for capital-intensive, asset-heavy businesses. We connect investors directly with vetted farmers, contractors and SMEs who need working capital secured against real, productive assets: land, machinery and harvest.
To make asset-backed capital as accessible to a family farm in Lithuania as it is to a corporation in Frankfurt. We underwrite the asset and the operator, not just a credit score, because the ground someone works is the strongest collateral there is.
Founded in Vilnius, we now operate across the Baltics, Poland, Romania, Bulgaria, Italy and beyond, with a loan book spanning agriculture, forestry, construction and logistics equipment.
Farmers, agri-businesses, hauliers and equipment operators who need capital for machinery, land improvement or seasonal working expenses, typically €5,000 to €1,000,000 per loan.
Established in Vilnius, Lithuania, as a licensed alternative-finance platform regulated under EU crowdfunding rules.
Vilnius, LT
Every loan is secured against a tangible business asset and assessed on-site by our regional agri-finance analysts before it is listed for funding.
Each product is collateralised against a real, working asset and structured to match the seasonal reality of the businesses we serve.
Financing for tractors, harvesters and irrigation equipment, secured against the machinery itself, with repayment schedules aligned to harvest cycles.
Short and mid-term capital for input costs, land improvement and expansion, secured with mortgages or liens on agricultural land.
Advance capital against confirmed contracts or expected harvest revenue, so cash flow does not dictate the planting calendar.
Preferential terms for solar installations, precision-farming sensors and low-emission machinery upgrades.
Loans for excavators, loaders and haulage fleets used by construction and logistics SMEs across our licensed markets.
For investors: fixed-term, asset-secured notes with transparent risk grading, buyback guarantees on select loans, and monthly repayments.
Submit business, asset and financing details online. It takes about 10 minutes.
Our regional analysts verify the asset and cash flow, often with an on-site visit.
Approved loans are listed to our investor community and typically fund within days.
Repayments follow the seasonal rhythm of the business, not a rigid bank calendar.
"They understood that our harvester was worth more as working collateral than as a line item on a bank spreadsheet. The funds landed before the planting season started."
Grain producer, Central Poland
CredUnlock